Description
TL;DR: A literature review of CBDC accessibility, convertibility, interest, transaction cost, financial inclusion, and implementation risks.
About This Document
Aminu Adamu Ahmed, Alhaji Adamu Saidu, and Jibril Hussein Kawure report screening 158 publications from 2018 through June 2022 and selecting 40 for detailed review. They organize perceived CBDC features, benefits, and challenges from individual and organizational perspectives, including cost, access, traceability, privacy, security, interest, central-bank control, and use alongside other payment methods.
Why Bitcoin People May Care
CBDCs and Bitcoin are both digital money, but they begin from opposite governance assumptions. This paper helps document the institutional case for a central-bank instrument and the tradeoffs its advocates saw in 2022. Its conclusions reflect the selected literature and publication date, not every CBDC design or present central-bank policy.
What You Receive
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Document Details
- Title: CBDC Features, Benefits, and Challenges Compared with Physical Currency
- Author / organization: Aminu Adamu Ahmed, Alhaji Adamu Saidu, and Jibril Hussein Kawure
- Year: 2022
- Language: English
- Document type: Systematic literature review
- Pages: 17
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